Legalize the concept of “benevolent intervention” in Minnesota insurance.

 

This bill's abjective is legalizing the concept of “benevolent intervention” and requiring the insurance agency to pay

in all situations classified as such.

 

This bill is important because it will lessen the risk of being a good citizen by intervening to possibly save lifes,

while mitigating the loss of property from this, and encourage people to do the right thing, without suffering legal

repercussions.

 

"Benevolent intervention": The act of intervening in a situation with benevolent intent. For example, if there is an

unconscious driver on the road, and someone swerves into them, slowly bringing them to a halt, and preventing them from

crashing into anyone or anything else in a more dangerous manner, and killing something, thus possibly saving lives from

their intervention, yet purposely damaging their property in the process.

 

This bill will be paid for by revenue from collected fines, or if no fines are collected, from the Minnesota state

surplus.

 

This bill will be enforced by a board of financial, legal, and insurance experts, hired by the state government. If this

board finds an insurance agency that doesn't pay property damaged under the "benevolent intervention" clause, they will

receive a fine proportional to the damage done in the situation, with the board described above deciding a fine, but

required to be more than the damage done in the situation. Courts will be the final determination for what classifies as

“benevolent intervention”.

 

This bill will become effective on August 1st, 2027