BE IT ENACTED BY THE YOUTH LEGISLATURE OF THE STATE OF MINNESOTA YOUTH LEGISLATURE –
mandate optional annual magnetic resonance imaging for people over 40 with dense breasts.
The purpose of this bill is to identify breast cancer sooner in its most common victims.
SECTION II - JUSTIFICATION
If cancer is detected too late, the risk of complications and death increases. People with dense breasts are 5 times
more likely to develop breast cancer, and over 70% of breast cancer fighters have dense tissue. Mammograms are much less
effective on dense tissue than magnetic resonance imaging (MRI), and 15% of people with dense breasts receive a false
negative during a mammogram.
SECTION III - DEFINITIONS
Dense breast tissue shall be defined as breast tissue that contains a larger proportion of fibrous and glandular tissue,
where breast cancer most commonly begins, than fatty tissue.
Mammograms shall be defined as an X-ray of the breasts to screen for breast cancer.
Most health insurance plans currently cover annual mammograms for people over 40. With this bill, individuals with dense
tissue would have the option to undergo a breast MRI, which costs approximately $950, instead of a mammogram, which
costs around $400, regardless of the increased cost. Insurance plans that only cover a percentage of the cost of a
mammogram must also cover the same percentage for a breast MRI.
SECTION V – PENALTIES/ENFORCEMENT
Insurance plans that do not comply may face internal appeals and lawsuits.
SECTION VI – EFFECTIVE DATE
This bill will take effect on July 1st, 2026.